View the latest interest rates across the major banks below

Our partner mortgage brokers are specialists in helping first home buyers get the best home loan rate.   Using a mortgage broker means only needing to complete one application and then leave your broker to shop around the banks to get you pre-approved.

Our brokers can also do the shopping around to get you the best rate.  Get in touch with us today to get a free planning meeting.  Your planning meeting is tailored to your needs from:

  • Setting up a deposit savings plan.
  • Getting you pre-approved.
  • Getting you the best home loan rate.

Register for your free planning meeting here

freeplanning

INSTITUTION PRODUCT VARIABLE
FLOATING
6
MONTHS
1
YEAR
2
YEARS
3
YEARS
4
YEARS
5
YEARS
ANZ Standard 5.79 4.99 5.05 5.25 5.59 5.89 6.09
Standard 18 months = 5.15
Special LVR under 80% 4.55 4.75
 ASB Residential 5.80 5.35 4.85 5.19 5.49 5.99 6.19
Residential   18 months = 5.10
Special LVR < 80%  4.95  4.45 4.79 5.09 5.59  5.79

Special LVR < 80%

     18 months =4.70   
BankDirect Standard 5.80 5.35 4.85 5.19 5.49 6.19
Standard 18 months = 5.10
Special LVR < 80%  4.95  4.45 4.79 5.09 5.79
Special LVR < 80%  18 months = 4.70
BNZ Total Money 5.90
Special – Classic 4.59 4.79 5.09
Standard & Flybuys 18 months 5.05           7 Years 6.15
Standard & Flybuys  5.90 5.35 4.99 5.29 5.59 5.89 6.09
Co-operative Bank Owner Occupied 5.75 4.80 4.59 4.85 5.09 5.65 5.85
18 months 4.75
Standard 5.75 5.30 5.09 5.35 5.59 6.15 6.35
18 months 5.25
Heartland Bank Residential 6.70 6.90 7.00 7.25 7.85 8.55
Digital Home Loan  5.65
HSBC Premier 5.79 4.85 4.09 4.29 4.89 5.29 5.59
18 months 4.09
Kiwibank Standard 5.70 4.99 4.95 5.29 5.75 5.75 5.99
Special 4.45 4.79 5.25
Offset Mortgage 5.70
Kookmin Standard 5.85 5.10 5.10 5.30
SBS Bank Residential 5.79 5.25 4.99 5.29 5.59 5.89 6.09
Residential 18 months = 5.15
Special 4.99 4.59 4.85 5.25 5.65 5.85
Special 18 months 4.85
Advance Equity Release 7.45
TSB Standard 5.80 4.99 4.80 5.15 5.45 5.75 5.99
Standard 18 months =4.99
 Special 4.85 4.55 4.49 5.15 5.65 5.79
Special
10 years = 5.99     18 months = 4.75
 Lifestyle 7.06
Westpac Standard 5.95 5.25 4.99 5.19 5.59 5.89 6.09
Standard 18 months 5.15
Special LVR <80%    4.59 4.79 5.09 5.59
Choices Offset 5.95
Choices Everyday 5.95
Capped 5.26 5.36
Back to Top