Member Terms and Conditions

In order to obtain full access to certain features and areas of the Site the user must register as an Online Member.  By accessing or using the site, or registering as an Online Member, you agree to be bound by the terms and conditions below.  If you do not wish to be bound by these terms and conditions, please do not access or use the site or register as an Online Member.  The First Home Buyers Club may modify these terms and conditions at any time, and such modifications shall be effective immediately upon posting of the modified terms and conditions in this space. You agree to review the terms and conditions periodically to be aware of such modifications and your continued access or use of the site shall be deemed your conclusive acceptance of the modified terms and conditions.
We try to ensure that the material that we produce for our website is as accurate as possible. However, it is only general information, intended to give guidance. It should not be regarded as legal advice, and we accept no responsibility for any consequences arising if people use it in place of legal advice. Where material is written by people other than The First Home Buyers Club, the views expressed are those of the author, and not necessarily the views of The First Home Buyers Club. We are also not responsible for the content of any website linked to this site. This website is under constant review, and the content may change without notice.

1. Online Membership

Some features and certain areas of this Site are restricted to Online Members only, so you must register as an Online Member and you agree to provide information about yourself in order to use those features and have full access to the Site.  In creating an Online Membership profile you are required to provide complete and accurate information about yourself.  You must not impersonate anyone, create an account using a false name or pseudonym, or for anyone other than yourself, or provide an email address, address or telephone contact details other than your own.
When registering as an Online Member you unreservedly grant us permission to use your email address to send you correspondence, information bulletins or offers from our affiliates, partners, sponsors or supporters.  You are able to opt out by un-checking the ‘tick’ box during the registration process.
Online Membership does not confer any other class of The First Home Buyers Club membership, nor does it confer any rights or benefits otherwise provided to Associate Members, Guardian Members or any other class of membership that may be created by The First Home Buyers Club from time to time.

2. Use of the Site

We grant you permission to use the Site and to become an Online Member subject to your acceptance of these terms and conditions.  You access and use the Site at your own risk.  You are hereby advised to seek professional advice and any Content in this Site will not substitute or intends to substitute professional advice given in the subject matter covered herein.  Although The First Home Buyers Club has conducted research to ensure the accuracy and completeness of the information contained in the Site, neither The First Home Buyers Club or any of its officers, employees or contractors assume any responsibility for errors, inaccuracies, omissions or any other inconsistency herein.
The Site does not intend nor infer to give any legal advice.  All information provided on the Site or through correspondence are suggestions and advice based on personal experiences and information obtained by The First Home Buyers Club.  For questions and/or concerns of a legal nature consultation with a lawyer specialising in the areas of concern should be sought.
The First Home Buyers Club does not endorse the use of any product, manufacturer, builder, contractor, tradesman, or professional or service provider related or otherwise to the finance or housing industry that may be featured from time to time on the Site as a contributor, supporter, sponsor or donor.  Accordingly users are advised to undertake their own due diligence.
Calculator results are not exact – The First Home Buyers Club calculators give ballpark figures only – they are not exact.

3. Restrictions on Use

You agree that you will not, and will not assist or enable others to:

  • remove or modify any copyright, trademark or other proprietary rights notice on the Site or on any materials printed or copied off of the Site
  • use the Site to violate any third-party right, including any breach of confidence, copyright, trademark, patent, trade secret, moral right, privacy right, right of publicity, or any other intellectual property or proprietary right
  • use the Site to post any Content that contains in part or whole, any virus or malware code, or is false, defamatory, unlawful, tortuous, defamatory, inaccurate, abusive, vulgar, hateful, harassing, obscene, impersonal, profane, ethnically and/or sexually objectionable or threatening, or to post any advertisement, material harmful to minors, chain letters, solicitation or other commercial message, or to post material that is illegally invasive of another person’s privacy.
  • use the Site in a manner that may create a conflict of interest, such as trading reviews with other business owners or writing or soliciting shill reviews;
  • use the Site in violation of the terms and conditions or any applicable law.

4.    Use of Content

The First Home Buyers Club will attempt to delete objectionable messages posted on this Site from time to time, it operates in real time and does not necessarily review material before posting.  We may also modify or delete messages that contain Content that has personally identifiable information.  We may periodically undertake any steps at our discretion to verify and validate the accuracy of User information including information submitted during registration.  If we are unable to verify the accuracy of User information to our satisfaction, we may take precautionary measures, including, but not limited to blocking User access without need for substantiation to the User concerned.  All messages express the views of the Online Member, and neither The First Home Buyers Club its officers, employees or contractors, nor its affiliates, partners, sponsors or supporters will be responsible for any content, any posting or any message.
The Site may display advertisements and other information adjacent to or included with Your Content on the Site and you are not entitled to any compensation for such advertisements.

5. Site Modification

We reserve the right to modify, update, or discontinue the Site at our sole discretion, at any time, for any or no reason, and without notice or liability.

6. Unauthorised Access.

We reserve the right to exercise whatever lawful means we deem necessary to prevent unauthorised access to or use of the Site, including, but not limited to, technological barriers, IP mapping, and contacting your Internet Service Provider (ISP) regarding such unauthorised use.

7. Termination

We may terminate or suspend your account or ability to use the Site, in whole or in part, at our sole discretion, for any or no reason, and without notice or liability of any kind. For example, we may terminate or suspend your account or ability to use the Site if you misuse the Site. Any such termination or suspension could prevent you from accessing your account, the Site, Your Content, Site Content, or any other related information.
You may terminate the Terms of Use at any time by discontinuing your use of any and all parts of the Site by sending the administrator notice to that effect. You acknowledge and agree that even if you discontinue your Online Membership, we may continue to display Your Content on the Site.

8. Third Parties.

The Site may include links to other websites (each, a “Third Party Site”).  We do not control any Third Party Site, and you agree that we are not responsible for the availability of such Sites.  Links to websites outside of the Site are provided as a courtesy only and does not mean that The First Home Buyers Club has viewed, or researched all these sites, included content, or endorses the site, products, and/or services related to the site.  In the event the sites referenced contain material offensive to you in any manner we apologise and disclaim any responsibility of such material.  Links to legal, professional, and governmental agencies are for reference only and does not imply or infer that this site is providing any type of legal or professional advice, information or consultation on any matters contained herein.  No warranty express or implied is given by The First Home Buyers Club with respect to the accuracy or completeness of any information or content on any Third Party Site.

9. Member Offers

The First Home Buyers Club does not endorse or recommend any of the businesses or services offered in the member offers section of the site in any way. The First Home Buyers Club takes no responsibility for the quality of service or products provided by businesses or individuals under the member offers. Members should undertake their own due diligence prior to engaging the services of any provider as they would in the normal course of selecting a business via a directory service. Members have no recourse to The First Home Buyers Club in the event of any problems or issues with either products or services provided by Businesses or Individuals as available in the members’ offers section of our site.
The First Home Buyers Club takes no responsibility for an offer not being honoured or its withdrawal for any reason.
Members are encouraged to contact The First Home Buyers Club in the event of issues relating to honouring of the offer or quality of the service/product provided so that we may attempt to resolve the matter with the provider.

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