https://www.thefirsthomebuyersclub.co.nz/ 2026-04-02T08:21:23.319Z weekly 1 https://www.thefirsthomebuyersclub.co.nz/about 2026-04-02T08:21:23.287Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/articles 2026-04-02T08:21:23.296Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/blog 2026-04-02T08:21:23.306Z weekly 0.9 https://www.thefirsthomebuyersclub.co.nz/blog/3-tips-for-buying-your-first-home-this-year 2023-10-01T00:00:00.000Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/blog/5-signs-youre-ready-to-buy-your-first-home 2026-02-18T00:00:00.000Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/blog/5-tips-to-boost-your-kiwisaver 2023-10-01T00:00:00.000Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/blog/6-tips-for-getting-on-top-of-a-debt-mountain 2023-10-01T00:00:00.000Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/blog/7-steps-to-creating-a-monthly-budget 2023-10-01T00:00:00.000Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/blog/7-steps-to-get-mortgage-ready-for-your-first-home 2023-10-01T00:00:00.000Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/blog/a-first-home-buyers-guide-to-real-estate-terms-and-sale-methods-in-new-zealand 2023-10-01T00:00:00.000Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/blog/all-you-need-to-know-about-kiwibuild 2024-03-05T00:00:00.000Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/blog/all-you-need-to-know-about-low-deposit-loans 2024-01-15T00:00:00.000Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/blog/all-you-need-to-know-about-using-kiwisaver-to-buy-your-first-home 2024-01-15T00:00:00.000Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/blog/big-kiwisaver-changes-2026-first-home-buyers 2026-03-23T00:00:00.000Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/blog/buying-a-monolithic-or-plaster-home-in-new-zealand-what-first-home-buyers-should-know 2023-10-01T00:00:00.000Z monthly 0.7 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https://www.thefirsthomebuyersclub.co.nz/blog/how-to-secure-a-new-build-with-a-5-deposit 2023-10-01T00:00:00.000Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/blog/how-to-supercharge-your-first-home-deposit-in-new-zealand 2023-10-01T00:00:00.000Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/blog/how-to-work-with-real-estate-agents-when-buying-your-first-home 2023-10-01T00:00:00.000Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/blog/importance-of-a-will 2023-10-01T00:00:00.000Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/blog/key-clauses-agreement-sp-of-real-estate 2023-10-01T00:00:00.000Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/blog/legal-toolkit-expert-tips-for-first-home-buyers-part-1 2023-10-01T00:00:00.000Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/blog/legal-toolkit-the-bank-of-mum-and-dad-loans-vs-gifts 2023-10-01T00:00:00.000Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/blog/making-an-offer 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https://www.thefirsthomebuyersclub.co.nz/blog/new-builds-in-new-zealand-construction-loan-vs-turnkey-what-first-home-buyers-need-to-know 2023-10-01T00:00:00.000Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/blog/pre-approvals-vs-live-deals-what-first-home-buyers-in-new-zealand-need-to-know 2023-10-01T00:00:00.000Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/blog/protecting-your-property-and-assets-when-buying-your-first-home 2023-10-01T00:00:00.000Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/blog/protection-plan-insurance-for-your-first-home 2023-10-01T00:00:00.000Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/blog/purchasing-a-property-at-auction 2023-10-01T00:00:00.000Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/blog/should-i-use-a-mortgage-adviser-or-go-direct-to-the-bank 2023-10-01T00:00:00.000Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/blog/so-you-think-you-are-ready-to-make-an-offer 2023-10-01T00:00:00.000Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/blog/student-loans-and-how-they-affect-getting-a-mortgage 2023-10-01T00:00:00.000Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/blog/the-challenges-of-cross-lease-properties 2023-10-01T00:00:00.000Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/blog/the-impact-of-credit-scores-on-mortgage-approval-tips-for-first-time-buyers 2023-10-01T00:00:00.000Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/blog/the-importance-of-a-lim-report-what-you-need-to-know 2023-10-01T00:00:00.000Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/blog/the-importance-of-looking-after-your-bank-account 2023-10-01T00:00:00.000Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/blog/the-main-risks-of-buying-off-the-plans 2023-10-01T00:00:00.000Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/blog/tips-for-saving-money-when-the-cost-of-living-is-high 2023-10-01T00:00:00.000Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/blog/understanding-loan-to-value-ratio-lvr-and-how-it-affects-your-deposit 2023-10-01T00:00:00.000Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/blog/understanding-low-equity-margins-and-premiums-in-new-zealand 2023-10-01T00:00:00.000Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/blog/understanding-the-differences-between-house-and-land-packages-and-turnkey-packages 2023-10-01T00:00:00.000Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/blog/want-to-afford-your-first-home-mortgage-make-sure-you-have-a-monthly-surplus 2023-10-01T00:00:00.000Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/blog/what-first-home-buyers-need-to-know-buying-at-auction 2023-10-01T00:00:00.000Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/blog/what-is-a-unit-title-essential-guide-for-first-home-buyers-in-new-zealand-part-1 2023-10-01T00:00:00.000Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/blog/what-is-debt-servicing-and-how-does-it-affect-your-approval-chances 2023-10-01T00:00:00.000Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/blog/when-should-i-engage-a-mortgage-adviser 2023-10-01T00:00:00.000Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/blog/why-building-reports-are-essential-for-first-home-buyers 2023-10-01T00:00:00.000Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/blog/why-kiwisaver-fund-choice-is-so-important-for-first-home-buyers 2023-10-01T00:00:00.000Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/blog/your-first-home-search 2023-10-01T00:00:00.000Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/book-adviser 2026-04-02T08:21:23.312Z monthly 0.8 https://www.thefirsthomebuyersclub.co.nz/budgeting-savings 2026-04-02T08:21:23.313Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/contact-us 2026-04-02T08:21:23.313Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/deposit-options 2026-04-02T08:21:23.313Z monthly 0.8 https://www.thefirsthomebuyersclub.co.nz/finding-a-house 2026-04-02T08:21:23.314Z monthly 0.8 https://www.thefirsthomebuyersclub.co.nz/finding-the-right-property 2026-04-02T08:21:23.314Z monthly 0.8 https://www.thefirsthomebuyersclub.co.nz/first-home-loan 2026-04-02T08:21:23.314Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/forum 2026-04-02T08:21:23.315Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/forum/deposit-savings 2026-03-28T08:49:38.386Z daily 0.6 https://www.thefirsthomebuyersclub.co.nz/forum/deposit-savings/066fa668-5939-4e37-b29a-31a39130b905 2026-04-02T07:54:14.323Z weekly 0.65 https://www.thefirsthomebuyersclub.co.nz/forum/deposit-savings/06f56be8-bce0-4928-8f93-225ef872b4d9 2026-04-02T07:54:14.811Z weekly 0.65 https://www.thefirsthomebuyersclub.co.nz/forum/deposit-savings/16a97cf3-ed93-484d-97cb-af65f472b4e4 2026-04-02T07:54:14.465Z weekly 0.65 https://www.thefirsthomebuyersclub.co.nz/forum/deposit-savings/2394c735-ad1f-442f-91a7-8de09f5badf4 2026-04-02T07:54:14.944Z weekly 0.65 https://www.thefirsthomebuyersclub.co.nz/forum/deposit-savings/32eb6dce-5152-4771-a679-40a1e2cd12f8 2026-04-02T07:54:14.672Z weekly 0.65 https://www.thefirsthomebuyersclub.co.nz/forum/deposit-savings/cbbee1e4-a50c-4fab-8854-57b670835c5c 2026-03-29T22:06:00.552Z weekly 0.65 https://www.thefirsthomebuyersclub.co.nz/forum/general 2026-03-28T08:49:38.386Z daily 0.6 https://www.thefirsthomebuyersclub.co.nz/forum/general-homeowners 2026-04-02T08:20:16.408Z daily 0.6 https://www.thefirsthomebuyersclub.co.nz/forum/general/097f276a-c1d8-4946-b5c6-0e4d731d03ac 2026-04-02T07:54:18.727Z weekly 0.65 https://www.thefirsthomebuyersclub.co.nz/forum/general/6b054889-0545-4020-83e6-fa4ea5741145 2026-04-02T07:54:18.480Z weekly 0.65 https://www.thefirsthomebuyersclub.co.nz/forum/general/84fb9630-5fc7-4a26-9bea-4050de557056 2026-04-02T07:54:18.602Z weekly 0.65 https://www.thefirsthomebuyersclub.co.nz/forum/general/aa9e1b47-4bdb-4ea1-8afe-88dcdf1ebbe4 2026-04-02T07:54:17.904Z weekly 0.65 https://www.thefirsthomebuyersclub.co.nz/forum/general/c1191145-ff99-4547-b5b3-df30c8fcc169 2026-04-02T07:54:18.331Z weekly 0.65 https://www.thefirsthomebuyersclub.co.nz/forum/general/ec436313-2131-4f02-a831-853557689528 2026-04-02T07:54:18.022Z weekly 0.65 https://www.thefirsthomebuyersclub.co.nz/forum/home-loans 2026-03-28T08:49:38.386Z daily 0.6 https://www.thefirsthomebuyersclub.co.nz/forum/home-loans/51e8b671-0dee-4284-a4dc-471873024376 2026-04-02T07:54:15.447Z weekly 0.65 https://www.thefirsthomebuyersclub.co.nz/forum/home-loans/721f8c3a-407c-43ad-b9a8-582c6d4115e3 2026-04-02T07:54:15.694Z weekly 0.65 https://www.thefirsthomebuyersclub.co.nz/forum/home-loans/75702bf8-a275-47dc-b3ce-5bc6b34eb2ba 2026-04-02T07:54:15.212Z weekly 0.65 https://www.thefirsthomebuyersclub.co.nz/forum/home-loans/8693ff74-9b08-46b3-9238-cb898a4f2c6d 2026-04-02T07:54:15.571Z weekly 0.65 https://www.thefirsthomebuyersclub.co.nz/forum/home-loans/b7ccfa16-c20a-4620-b82e-079ea373e3af 2026-04-02T07:54:15.070Z weekly 0.65 https://www.thefirsthomebuyersclub.co.nz/forum/home-loans/f4be2cd4-2a38-4233-905f-c7c4ecececeb 2026-04-02T07:54:15.335Z weekly 0.65 https://www.thefirsthomebuyersclub.co.nz/forum/home-maintenance 2026-04-02T08:20:16.408Z daily 0.6 https://www.thefirsthomebuyersclub.co.nz/forum/house-hunting 2026-03-28T08:49:38.386Z daily 0.6 https://www.thefirsthomebuyersclub.co.nz/forum/house-hunting/1b961edd-b623-4491-9c3e-98bfed09bc38 2026-04-02T07:54:16.105Z weekly 0.65 https://www.thefirsthomebuyersclub.co.nz/forum/house-hunting/1ea910e8-e2d3-49b4-ba88-034c1f047cbb 2026-04-02T07:54:16.418Z weekly 0.65 https://www.thefirsthomebuyersclub.co.nz/forum/house-hunting/69f85a79-baa4-40f7-b289-93768ec72ed0 2026-04-02T07:54:15.945Z weekly 0.65 https://www.thefirsthomebuyersclub.co.nz/forum/house-hunting/9093d39c-e6b6-4c7c-876e-136358e5b6de 2026-04-02T07:54:15.832Z weekly 0.65 https://www.thefirsthomebuyersclub.co.nz/forum/house-hunting/e3af3ef0-0e85-4b86-bcf5-9823b6cc3dd5 2026-04-02T07:54:16.232Z weekly 0.65 https://www.thefirsthomebuyersclub.co.nz/forum/insurance-protection 2026-04-02T08:20:16.408Z daily 0.6 https://www.thefirsthomebuyersclub.co.nz/forum/kiwisaver 2026-03-28T08:49:38.386Z daily 0.6 https://www.thefirsthomebuyersclub.co.nz/forum/kiwisaver/46e5f60f-1d41-4bc3-875c-c9ddc6037223 2026-04-02T07:54:16.932Z weekly 0.65 https://www.thefirsthomebuyersclub.co.nz/forum/kiwisaver/5cc7413f-6527-4a20-9eea-bae4d2f33834 2026-04-02T07:54:17.537Z weekly 0.65 https://www.thefirsthomebuyersclub.co.nz/forum/kiwisaver/856553cd-6eca-4140-8c17-dcee3d2eb9e5 2026-04-02T07:54:17.416Z weekly 0.65 https://www.thefirsthomebuyersclub.co.nz/forum/kiwisaver/a88a6239-cfb6-4e4f-9ef4-be969c2f99a1 2026-04-02T07:54:16.686Z weekly 0.65 https://www.thefirsthomebuyersclub.co.nz/forum/kiwisaver/ba8d11a4-47f0-418a-b0ed-587a14aa4de3 2026-04-02T07:54:16.806Z weekly 0.65 https://www.thefirsthomebuyersclub.co.nz/forum/kiwisaver/daef632d-e637-4106-bd10-55d5dbc802a1 2026-04-02T07:54:16.528Z weekly 0.65 https://www.thefirsthomebuyersclub.co.nz/forum/legal 2026-03-28T08:49:38.386Z daily 0.6 https://www.thefirsthomebuyersclub.co.nz/forum/legal-compliance 2026-04-02T08:20:16.408Z daily 0.6 https://www.thefirsthomebuyersclub.co.nz/forum/legal/1cf614f4-4c1c-40c8-9507-179cdf5fe2ab 2026-04-02T07:54:17.794Z weekly 0.65 https://www.thefirsthomebuyersclub.co.nz/forum/legal/7f523b3c-6111-4673-8a0c-a7a399444ea3 2026-04-02T07:54:17.050Z weekly 0.65 https://www.thefirsthomebuyersclub.co.nz/forum/legal/a1e5193b-ccc9-4e5d-aa2f-35e1446f90f3 2026-04-02T07:54:17.178Z weekly 0.65 https://www.thefirsthomebuyersclub.co.nz/forum/legal/a7320e9c-70a3-423b-9967-90d5878fb952 2026-04-02T07:54:17.306Z weekly 0.65 https://www.thefirsthomebuyersclub.co.nz/forum/legal/fdf2bf39-31fc-4f33-a04a-9c1b273f822e 2026-04-02T07:54:17.671Z weekly 0.65 https://www.thefirsthomebuyersclub.co.nz/forum/mortgage-refinancing 2026-04-02T08:20:16.408Z daily 0.6 https://www.thefirsthomebuyersclub.co.nz/forum/new 2026-04-02T08:21:23.315Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/forum/renovations-improvements 2026-04-02T08:20:16.408Z daily 0.6 https://www.thefirsthomebuyersclub.co.nz/forum/selling-your-home 2026-04-02T08:20:16.408Z daily 0.6 https://www.thefirsthomebuyersclub.co.nz/going-unconditional 2026-04-02T08:21:23.316Z monthly 0.8 https://www.thefirsthomebuyersclub.co.nz/home-loan-pre-approval 2026-04-02T08:21:23.316Z monthly 0.8 https://www.thefirsthomebuyersclub.co.nz/home-loan-structure 2026-04-02T08:21:23.316Z monthly 0.8 https://www.thefirsthomebuyersclub.co.nz/hrq 2026-04-02T08:21:23.317Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/hrq/almost-ready 2026-04-02T08:21:23.316Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/hrq/early 2026-04-02T08:21:23.317Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/hrq/early-stage-buyer 2026-04-02T08:21:23.316Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/hrq/journey 2026-04-02T08:21:23.317Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/hrq/ready 2026-04-02T08:21:23.317Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/making-an-offer 2026-04-02T08:21:23.318Z monthly 0.8 https://www.thefirsthomebuyersclub.co.nz/moving-in 2026-04-02T08:21:23.318Z monthly 0.8 https://www.thefirsthomebuyersclub.co.nz/new-build-homes-nz 2026-04-02T08:21:23.318Z monthly 0.8 https://www.thefirsthomebuyersclub.co.nz/settlement-and-beyond 2026-04-02T08:21:23.324Z monthly 0.8 https://www.thefirsthomebuyersclub.co.nz/signing-a-mortgage 2026-04-02T08:21:23.324Z monthly 0.8 https://www.thefirsthomebuyersclub.co.nz/take-control-of-your-money-and-make-owning-a-home-your-reality 2026-04-02T08:21:23.325Z monthly 0.7 https://www.thefirsthomebuyersclub.co.nz/unsubscribe 2026-04-02T08:21:23.325Z monthly 0.7