First Home Planning Meeting

Planning For Your First Home Loan Approval

Your First Step to Owning a Home Starts Here

Navigating the world of home loans can feel overwhelming, especially when you're buying your first home. At The First Home Buyers Club, we make it simple. We’ll help you understand your borrowing power, compare options from a range of lenders, and guide you through the pre-approval process — so you can start your home search with confidence.

Whether you’re wondering how much you can afford, what deposit you need, or how to get bank-ready, we’ve got your back.


Ready to get pre-approved? Let’s get started with a free, no-obligation chat.

Unsure if you’re ready to buy your first home?

No worries, you can take our Home Readiness Check to get feedback on where you’re at and guidance with your First Home Buyer’s Adviser to help you with the journey.

FHBC | Home Buyer's Readiness Quiz — Full

Home Buyer's Readiness Quiz

For NZ first-home buyers — estimate how close you are to buying and what to do next.

1) What is your combined gross (pre-tax) income?
2) How much is your deposit (including KiwiSaver, Cash Savings & potential Gifting)?
3) What is the balance of all of your credit cards and/or personal loans?
4) What region are you from?
5) Do you have a mortgage adviser?
6) Would you like help from a First Home Buyers Club adviser to buy your first home?
7) Your contact details