Buying your first home is confusing — deposits, home loans, interest rates, KiwiSaver... and everyone trying to help seems to want something from you.
The First Home Buyers Club gives you clear, expert guidance at every step. Get clear on where you stand, then move forward with confidence.
Our Home Readiness Quiz will help guide you.
Your complete roadmap to buying your first home in New Zealand
Take our quiz to find out and we'll help guide you through the process of buying your first home!
Take the Home Readiness QuizGet personalised advice and connect with a First Home Buyers Club adviser
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Expert advice for first home buyers
Learn what drives mortgage interest rates in New Zealand, including the OCR, inflation, wholesale rates, and fixed rate trends, explained simply for first home buyers.
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A practical NZ guide to buying a new build as a first home buyer, covering turnkey homes, off-the-plan purchases, apartments, construction loans, low-deposit lending, and developer due diligence.
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Buying your first home is a huge milestone, but the financial journey doesn't stop at settlement. An emergency fund is one of the most important safeguards new homeowners can build, helping protect against unexpected costs, income changes, and the realities of owning property in New Zealand. This guide explains why an emergency fund matters, how much you should aim for, and how to build it without derailing your home ownership goals.
Read More →Once you've bought your first home, we have resources for the next stages of your property journey.
Book a consultation with a First Home Buyers Club adviser and get expert guidance tailored to your situation.
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