does self employed income count the same as salary for a mortgage

Yeah this is a really common one for self-employed people as there is a bit more involved in confirming income for a home loan application. You’ve basically nailed the issue. Your accountant’s job is usually to minimise taxable income, whereas when you’re applying for a home loan, you want to show as much stable income as possible. Those two goals don’t always line up. In terms of how lenders look at it, they don’t...