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how do banks actually verify your savings history

NorthShoreNewbie·9/03/2026·64 views·2 replies·Partner answered
my bank statements are a bit all over the place with random transfers between accounts. is the bank going to go through every transaction or just look at the totals?

2 Replies

Dustin LindaleVerified Partner previewHelpful answer preview4/04/2026

Yeah this is super common to be worried about your expenses, but don’t stress too much. Here are a couple of articles that cover of this topic: What First Home Buyers Should Consider About Expenses in a Home Loan Application https://www.thefirsthomebuyersclub.co.nz/blog/expenses-first-home-loan-application-2026-nz What Banks Actually Look At When You Apply for Mortgage...

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