does it actually make sense to wait another year before buying

Yeah this is one of those questions where everyone’s got a strong opinion… but it really comes down to your situation. There’s no perfect “right time”, it’s more about whether it makes sense for you both financially and mentally. A big part of it is just your readiness. Buying a home is a pretty big commitment, so you want to feel comfortable with: - the repayments - having less flexibility with your money - and...