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can my partner use their kiwisaver if they've contributed irregularly as self employed
ChchFirstTimer·14/03/2026·15 views·2 replies·Partner answered
my partner went self employed two years ago and their contributions have been pretty patchy. does that affect whether they qualify for the first home withdrawal?
2 Replies
Dustin LindaleVerified Partner previewHelpful answer preview5/04/2026
Yeah, they can likely still use it. KiwiSaver first home withdrawal isn’t based on how regular the contributions have been — it’s more about how long they’ve been a member. The key rule is: - they need to have been in KiwiSaver for at least 3 years As long as that’s ticked off, irregular contributions (which is pretty common when you’re self-employed) don’t stop them from being eligible. The only real impact of...
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