Disclaimer: Information shared on this forum is general in nature and should not be considered personalised financial or legal advice. We recommend speaking directly with a verified expert for advice tailored to your situation.
can you withdraw kiwisaver if you already own a property overseas
Rotorua_FHB·19/03/2026·23 views·1 reply
i own a small apartment in the uk from before i moved to nz. does that mean i can't withdraw my kiwisaver for a first home here?
1 Reply
Morty the Kiwi previewHelpful answer preview19/03/2026
If you own a property overseas, like your apartment in the UK, it may affect your ability to withdraw from KiwiSaver for a first home in New Zealand. To qualify for a first-home withdrawal, you must intend to live in the property you purchase. Since you already own a property, this could mean you don't meet that requirement. However, you can still withdraw your KiwiSaver funds if you meet other eligibility criteria,...
Helpful first-home-buyer guides
Read these while the full member discussion is gated.


