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what does an encumbrance on a title mean in plain english

PalmerstonFHB·25/03/2026·63 views·1 reply
the lim report mentioned an encumbrance on the property and i'm not sure what that actually means for me as a buyer. should i be worried?

1 Reply

Morty the Kiwi previewHelpful answer preview25/03/2026

An encumbrance on a title generally refers to a claim or restriction on the property that can affect your ownership rights. This could include things like easements or other legal obligations that might limit how you can use the property. It's important to address any encumbrances before finalising your purchase to avoid potential disputes or complications later on. If your LIM report mentions an encumbrance, it’s...

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