First Home Buyers Blog:

Dustin Lindale 7/27/25 Dustin Lindale 7/27/25

New Builds: Construction Loan vs Turnkey – What First Home Buyers Need to Know

Dustin Lindale 6/13/25 Dustin Lindale 6/13/25

How Much Can I Borrow For My First Home?

Figuring out how much you can borrow is often the first big question on your journey to buying a home in New Zealand. For first home buyers, borrowing power depends on several factors, including your income, deposit size, debt levels, and monthly expenses. This guide breaks down what banks look for and how you can improve your chances of borrowing what you need.

Dustin Lindale 5/19/25 Dustin Lindale 5/19/25

Pre-Approvals vs Live Deals: What First Home Buyers Need to Know

Understanding the difference between a mortgage pre-approval and a live deal is essential for first home buyers navigating the New Zealand property market. This blog explains how each stage works, why timing matters, and how to use expert advice to your advantage when making an offer.

Dustin Lindale 5/1/25 Dustin Lindale 5/1/25

Should I Use a Mortgage Adviser or Go Direct to the Bank?

Confused about whether to use a mortgage adviser or deal directly with your bank? This blog compares the benefits of each option, helping you decide what’s right for your first home purchase.

Dustin Lindale 4/23/25 Dustin Lindale 4/23/25

7 Steps to Get Mortgage-Ready for Your First Home

Getting a home loan for your first home? Make sure you’re prepared. These 7 essential steps will help you get your finances in shape and give you the best chance of mortgage approval.

Dustin Lindale 4/22/25 Dustin Lindale 4/22/25

Want To Afford Your First Home Mortgage? Make Sure You Have a Monthly Surplus

Having a healthy monthly surplus is essential to afford a mortgage comfortably. Learn how to calculate your surplus, why it matters to lenders, and how to improve your financial position.

Dustin Lindale 4/21/25 Dustin Lindale 4/21/25

The Impact of Credit Scores on Mortgage Approval: Tips for First-Time Buyers