
First Home Buyers Blog:
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- Auctions 1
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Pre-Approvals vs Live Deals: What First Home Buyers Need to Know
Understanding the difference between a mortgage pre-approval and a live deal is essential for first home buyers navigating the New Zealand property market. This blog explains how each stage works, why timing matters, and how to use expert advice to your advantage when making an offer.

Should I Use a Mortgage Adviser or Go Direct to the Bank?
Confused about whether to use a mortgage adviser or deal directly with your bank? This blog compares the benefits of each option, helping you decide what’s right for your first home purchase.

7 Steps to Get Mortgage-Ready for Your First Home
Getting a home loan for your first home? Make sure you’re prepared. These 7 essential steps will help you get your finances in shape and give you the best chance of mortgage approval.

Want To Afford Your First Home Mortgage? Make Sure You Have a Monthly Surplus
Having a healthy monthly surplus is essential to afford a mortgage comfortably. Learn how to calculate your surplus, why it matters to lenders, and how to improve your financial position.
