Getting Started

Starter guides for New Zealanders preparing to buy their first home, from early planning to next steps.

I've Got My First Home Deposit Sorted, What Should I Do Next?

Guide for first-home buyers who have saved their deposit. Learn about next steps including conditional pre-approval and choosing between banks and mortgage advisers.

More first home buyer guides

Browse articles by topic and keep your next steps moving.

All Articles Deposit & Savings Home Loans Property Search First Home Tips

Prefer a structured journey?

Follow the step-by-step guide pages to understand what happens next.

Deposit options Pre-approval Finding a house Making an offer Going unconditional