What Is a Unit Title? Essential Guide for First-Home Buyers in New Zealand

Buying your first home in New Zealand often means considering townhouses, units, or apartments — many of which fall under a Unit Title structure. While these properties can be more affordable entry points into the Auckland and wider NZ housing market, they come with unique rules, shared ownership responsibilities, and body corporate fees that first-home buyers must understand.
This guide explains what a Unit Title is, how body corporate responsibilities work, recent legal changes, insurance rules, and key things to review before you make an offer.