Just Getting Started?
You’ve taken the first step. We’ll help you create a plan to save faster and get on track to owning your home
You’ve taken the first step by completing the Home Readiness Quiz - and it shows you’re in the early stages of your first home buying journey. Right now, the focus is on building your deposit, reducing or avoiding debt, and reshaping your budget to prepare for homeownership.
At this stage, it can feel like a mountain to climb. The good news? With the right tools and advice, you can start making real progress sooner than you think.
Your Next Step: Talk to an Adviser
The best thing you can do now is to book a free call with a First Home Buyers Club Adviser. From there, we’ll build a tailored plan that brings your first home closer. Together, we’ll define your goal, map out the steps to get there, and guide you through the process so you feel supported every step of the way.
Let’s get the ball rolling by booking a call with our First Home Buyers Adviser
First Home Buying Planning
Book a Free 15-Minute Chat with our First Home Buyer Adviser to the ball rolling.
How We Can Help
KiwiSaver Optimisation
KiwiSaver is most likely your biggest contribution to your first home deposit. If used effectively, it can be incredibly. We’ll make sure your KiwiSaver is optimised to get you to your target deposit sooner.
Book A KiwiSaver Review
Home Loan Affordability Check & First Home Planning
We’ll help you understand what customer behaviour the banks will look for and how much you may be able to borrow, giving you areas for improvement to focus on.
Tips, Tools & Checklists
First Home Buying Tips
Download our free First Home Buyers eBook for practical budgeting tips.
Understanding Deposit Options
Give your savings efforts a boost with these tips, and find out how the KiwiSaver withdrawal for first home buyers, gifting & family equity loans can get you closer to owning your home!
Getting on Top of Debt
If debt is an issue for you, we can help with a plan to overcome it and ensure it isn’t preventing you from being able to apply for a home loan. Learn how paying down personal loans, credit cards or Buy Now Pay Later balances can speed up your path to homeownership. ➡️ Read our article “Getting On Top Of A Debt Mountain”
Budgeting Support
Get on top of your day-to-day spending with our Budgeting & Savings tips.
Budgeting Tool
Make a budget with our simple Budget Tool