Affordable Housing Options In Auckland

With the recent house prices increases making it increasingly difficult for first home buyers to find affordable housing in Auckland, The First Home Buyer’s Club has compiled the below list to help first home buyers get more information about affordable housing options in Auckland.

Special Housing Areas

The Special Housing Areas (SHAs) were established in 2013 as a way of fast tracking developments that include affordable housing.  SHAs required developers to include at least 10% ‘affordable homes’.  ‘Affordable’ was defined as being no more than 75% of the median Auckland house price.

This was as an interim measure while the Auckland Unitary Plan was being developed.  Some SHAs were disestablished in September 2016 and the last was disestablished in May 2017.

Ultimately only a fraction of those were built or continued under that programme. Other developers chose to continue under the new Unitary Plan that allows for more density housing across Auckland. The thought behind the Unitary Plan is that the higher density will allow developers to meet the market by delivering to a large section of the market, first home buyers that require a lower price point. Hence we are starting to see more terrace houses, apartments and the like come onto the market.

What is the definition of ‘affordable’ housing?

The interpretation of what is considered affordable housing is a very subjective view.  Under the SHAs affordable housing was defined as no more than 75% of the Auckland median house price.  Many will disagree with what is ‘affordable’, however for the purposes of this list we will define affordable housing as any new build under $650,000.  This aligns with the price cap eligibility for KiwiSaver HomeStart grant for new build homes in Auckland.  It is also the upper limit for houses proposed under the KiwiBuild housing scheme.

Developers with Auckland housing options under $650,000

If you are a developer with affordable opportunities, please get in touch with us to be listed below.

Featured Listings:


In the heart of downtown Manukau, the soon-to-be constructed residential development Kotuitui is offering a new style of city living for South Auckland.  Kōtuitui is focused on connection, with a direct link to Manukau’s transforming CBD as well as public transport to Auckland City and beyond. It’s also about creating connection within the Kōtuitui community itself, bringing like-minded residents together to form a vibrant neighbourhood.

Architect Ken Crosson is renowned around the world with two of his projects featuring in World Architecture News as being among the six best houses in the world. Kiwis may recognise his iconic beachside home designs or his stint co-hosting the television series the New Zealand Home. Kotuitui’s considered design uses low maintenance materials brick and glass for an easy living that will stand the test of time.

The project comprises 61 two- and three- bedroom terraced homes, with prices from $575,000 to $775,000.


Sales Contact:

Karishma Singh

021 0235 9083

[email protected]

Claire Boggiss

027 505 5250

[email protected]




Auckland Affordable Housing

Bellfield Estate | Papakura

FABRIC of Onehunga | Onehunga

West Hills | Massey

O.K.L.A | Albany

Kerepeti | Hobsonville

Fraser Avenue | Northcote

Malbec Homes | Westgate

Tuatahi | Mt Albert

Set | Avondale

space:1 | Dunn Road, Panmure

Obsidian Apartments | Three Kings

Middlemore Homes | Mangere East

Northcote Development | Northcote

Montgomery Park | Papakura

Avenue Apartments | Mangere

Mason Square | Otahuhu

Pacific Heights | Orewa

Library Lane | Albany

Tamaki Developments

Parkside Residences| Mount Wellington

Otahuhu Bay| Otahuhu

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