Results From The First Home Buyer Confidence Survey: April 2020 The First Home Buyers Club recently conducted it’s First Home Buyer Confidence Survey canvassing its membership to get an indication of the confidence level of first home buyers to own their own home. The key question was “How...

Low Deposit Home Loan Versus Co-Ownership Home Loan The challenge of putting together a deposit for your first home is a daunting one.  With the house prices where they are it can seem like an impossible task to get to a target of around 20%. This is where first home buyers start to look at their options...

What does it take to get a low deposit loan? One of the top questions we get from first home buyers is “How much deposit do I need?” The answer is entirely dependent on your situation, if you have favourable circumstances, a low deposit loan could be possible. While the days of 5% home...

Check You’re Sorted Before Signing A Sale And Purchase Agreement The Sale and Purchase Agreement can be a daunting document for first home buyers.  That is why we always strongly recommend first home buyers seek independent legal advice from a lawyer before making an offer. Here, Nick Kearney...

Looking at buying a new build? Make it easy with Fletcher Living Fletcher Living has a long history and strong commitment to providing quality new homes for Kiwis. We’re here to make buying your first home easy, and we’re sure you’ll love your new home the moment you walk through the door. Brand...

Amanda Morrall, from Simplicity KiwiSaver covers the ins and outs of using your KiwiSaver for a tiny home. This is the second in a series of post’s from Simplicity, the first was ‘Practical Advice For Buying Your First House: Know Your Numbers’ With so many aspiring first-time home...

5 tips from an Auckland Apartment Expert Scott Dunn of City Sales provides his 5 tips for first home buyers considering apartments as their first home. I cringe a bit when Baby Boomers think they can solve issues for First Home Buyers by directing them to apartments. As if they hadn’t thought of this...

Do You Pass The Debt Servicing Test? Borrowing at the moment isn’t easy and a lot of this comes down to bank credit policy in this market and their appetite to lend. Credit policy varies across banks, however in most respects they remain very similar.  Here Peter Norris from Squirrel helps to explain...

Explanation Of The Key Sale And Purchase Agreement Clauses The Sale And Purchase Agreement can be a daunting document for first home buyers.  As a legal document it is important that you make sure that you are fully informed about your legal obligations. It is also the opportunity to ensure that you...

What Are The Most Commonly Ask Questions About Co-Ownership? We’ve had a lot of first home buyers asking questions about Co-Ownership.  Questions like “What is Co-Ownership?” and “How does Co-Ownership work?”.  So here we’ve put together some FAQs about Co-Ownership.  Got...